Affordable Act: Health Care Plan

Affordable Act Student`s name Institutional Affiliation Introduction Many insurance companies have provided insurance plans for small organizations. We have selected a united health care choice from United Healthcare because it provides many facilities within an affordable range. It is especially for small business with up to fifty employees at comparatively lesser costs and maximum benefits. Discussion Health Care Plan This policy saves money by providing access to any doctor, clinic, hospital or health care facility within the national network. The doctors and facilities included in the network have agreed to provide services at a discount. Preventive care is covered completely in the network (Moses et al., 2013). Whenever any employee visits any doctor within the network range, he has to pay a discounted price. Another advantage is that no referrals are needed to see a specialist and there is no need to select a primary care physician. This will also reduce costs as a referral from a primary health care provider causes an extra burden on people seeking medical care. This insurance company also provides an online system which made it easier for the employees to avail its services and save their time. United health care choice covers doctor visits, emergency, and hospital care, preventive care services, diagnostic lab tests, maternity care, prescription medicines, rehabilitation care and aids and many other wellness services (Moses et al., 2013). These services are by employees need as it covers almost all health care necessities. The Implication of the Affordable Care Act Affordable care act implementation has caused many employers to purchase an insurance plan for their employees as it has made it necessary. Otherwise, the penalty has to be paid by the organization. Before affordable care a...