Medical Insurance: Health Maintenance Organizations

Medical Insurance Student’s Name Institutional Affiliation Date Medical Insurance Health insurance covers a portion or all cost of an individual’s healthcare. Health Insurance Plans Health Maintenance Organizations HMOs delivers all the health services via a system of healthcare facilities and providers. Under this plan, an individual has limited freedom to select his or her preferred health professional. Compared to other programs, it involves the lowest amount of paperwork. Under this plan, if an individual wants a doctor who is not in his network, they will have to cover for the whole bill. This health plan includes for a specialist when you are referred to see one. Preferred Provider Organizations PPO also provides health services through a network of health professionals. This plan offers moderate flexibility for individuals to select their preferred healthcare providers. To see a specialist, you don’t have to get a referral (Boccane...